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Expatriates in France must weigh up the cost of healthcare reform

26 November 2007

Thousands of expatriates living in France will need to act immediately to avoid having to pay for costly medical treatment if Westminster is not successful in its bid to prevent proposed changes to the French healthcare system, advises Bupa International. The warning comes in light of the French Government's move to strip expatriates, under the age of 65 who are not working, of access to state-subsided healthcare from 30 March 2008.

Tim Slee, head of European sales at Bupa International, commented: "Global provision of state-subsidised healthcare for expatriates is inconsistent and subject to change, so individuals must keep abreast of healthcare-related developments in their new country to avoid being caught out by reform. We suggest that anyone retiring abroad should follow the Department of Health's recommendation that all British expatriates take out an adequate health insurance policy."

He continued: "France has always been attractive for people choosing early retirement abroad – not only because of the appeal of the country itself, but also because of the availability of subsidised healthcare.

"Those affected by the reform will have to weigh up whether they can afford to pay for their own treatment should they fall ill or have an accident, which could run into thousands of Euros. The alternative is to investigate private medical insurance options. While for some, this may not have been a consideration when they first moved to France, it could provide a welcome safeguard against costly medical treatment in light of the Government's proposed healthcare reforms."

Bupa's expat customers can use their medical insurance to cover a wide range of tests and treatments, including MRI and CT scans, colonoscopies and gastroscopies.

Mr Slee explained: "Our expatriate customers use their private medical insurance to fund not only cancer tests, drugs and consultants' fees, but also serious, costly operations. The primary benefit is the alleviation of financial strain at what can be a very stressful time, particularly when the individual is outside their home country."

Flexible cover options mean customers can choose a plan to suit their needs, circumstances and budget. Bupa international health insurance gives expatriates access to a global network of over 5,000 hospitals and clinics. In addition, Bupa settles medical bills directly with participating providers to avoid the need for customers to worry about currency exchange rates or having to pay bills for treatment locally.

Eighty-six percent of Bupa's European based customers rated the service they receive as "excellent" or "very good" in a recent customer satisfaction survey.*

For more information about Bupa International's products and services, please visit www.bupa-intl.com.

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* Bupa International Internal Customer Satisfaction Survey 2007

 

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